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Attention homeowners in Poway and San Diego County: Get an Appraisal today!
The top 7 reasons Oklahoma homeowners use The Jones Group:
- Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
- Challenge a property tax assessment
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Remove PMI to cut a monthly mortgage payment
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Reinstate their Home Equity Line of Credit (or HELOC)
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Review another appraiser's report for verification
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In the case of a divorce in the state of Oklahoma, when property needs to be divided
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To settle an estate in San Diego county or Oklahoma by determining the true market value of the property in question
At The Jones Group, we understand the individual needs of a customer in need of appraisal services.
While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)
Since you have an emotional attachment to your own house, it's often very hard to be objective about it.
A professional appraiser is objective and will tell you what you need to know, not just what you want to hear.
A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers.
The appraisal is something tangible to show the buyer.
The appraisal is an independent third party's opinion of your property's market value, not just how much you think your home is worth.
Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value report than yours.
Challenge San Diego County's assessment of your property
Let's say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued.
This only means you're most likely paying higher taxes than you should be paying.
The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period.
An appraisal from The Jones Group is your #1 weapon when contesting your property tax assessment.
Appraisals to cancel PMI
A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance".
Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan.
We are veterans in helping people just like you rid yourselves of unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?
If your home is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
This can be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle.
The Jones Group can provide you with efficient appraisal that will help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you'd wish to have a seasoned expert double-check it for accuracy or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal?
We can go out and check the subject and comparables in a field review.
If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you.
While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.
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